Cred Reviews

Voted Poor (3/5)

9 Votes

9 Reviews

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In the Big Sales category

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56% users rated Terrible
0% users rated Poor
0% users rated Average
33% users rated Very Good
11% users rated Excellent
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R Ro
164 days ago

Decent App

I cannot express enough how much this app has simplified my life when it comes to managing credit card payments. The timely reminders for dues and the ability to flag any wrongful charges by the bank have been a game-changer for me. The app's user-friendly features have truly made a difference. Although I do miss the better rewards that were available earlier, I still find the app incredibly useful. However, I do wish that the UPI section had an auto-pay mandate feature, as it would make managing recurring transactions so much easier. Despite that, I can't deny the overall convenience and efficiency this app provides. It has definitely made my financial management much smoother and stress-free.
K Kiran Jayaram Acharya
182 days ago

Self transfer fund not transferred my account

I recently had an incredibly frustrating experience with a money transfer that wasn't showing up in my account. I reached out to Cred's customer service in the hopes of finding a resolution, but was met with what felt like a lack of urgency and care. As someone who values transparency and efficiency, I was deeply disappointed. My trust in the process was wavering, and I couldn't help but feel like there was a lack of accountability on their end. After patiently waiting for a resolution, I couldn't shake the feeling that my concerns were not being taken seriously. I want to be sure that my hard-earned money is in reliable hands, and this experience left me questioning whether Cred could deliver on that promise. As a customer who values seamless transactions and clear communication, I believe it's crucial for companies to prioritize the trust and satisfaction of their users. In sharing my experience, I hope that others will be encouraged to consider these aspects when choosing a platform for their financial needs. It's essential that we hold companies to a high standard when it comes to handling our money and personal information. I remain hopeful that Cred will take steps to improve their customer service and ensure that no one else has to encounter the same frustrations.
V Vignesh Chelluri
317 days ago

Useless app,

A sincere and detailed customer testimonial of the Cred app When I first downloaded the Cred app, I was intrigued by the concept of earning cred coins and the potential rewards they promised. However, my initial excitement soon turned into disappointment as I found myself caught in a cycle of futile attempts and empty promises. The cred coins, which initially seemed promising, quickly revealed themselves to be nothing more than a hollow incentive. Despite dedicating valuable time to spin the wheel in hopes of winning substantial rewards, I found myself consistently met with disappointment. The continuous cycle of spinning the wheel only resulted in a collection of worthless vouchers, leaving me feeling disheartened and frustrated. As a consumer seeking tangible benefits and value from loyalty programs, the experience I had with the Cred app left much to be desired. Instead of feeling rewarded for my loyalty, I found myself wasting precious time and effort on an app that failed to deliver on its promises. Ultimately, my experience with the Cred app served as a cautionary tale, highlighting the importance of genuine value and meaningful rewards in loyalty programs. As a consumer, I prioritize transparency and tangible benefits, and unfortunately, the Cred app fell short in meeting these expectations. In conclusion, my journey with the Cred app was an eye-opening experience that underscored the significance of authenticity and substantial rewards in loyalty programs. It is my hope that this testimonial serves as valuable feedback for both the app developers and potential users, shedding light on the need for meaningful and worthwhile incentives in the realm of loyalty rewards.
A Adam William
372 days ago

I really don’t know

Discovering a reliable and effective product can sometimes be a daunting task. When I stumbled upon this particular item, I wasn't quite sure what to expect, but boy was I pleasantly surprised! From the moment I started using it, I was able to see a noticeable difference in my everyday life. One of the first things that caught my attention was how user-friendly the product was. I didn't have to spend hours trying to figure it out, and the learning curve was practically non-existent. This made the whole experience enjoyable from the get-go. Whether it was the easy setup process or the intuitive interface, using the product felt like a breeze. The performance of this product was nothing short of impressive. It not only met my expectations but exceeded them. The efficiency and effectiveness of the product were immediately noticeable, and I found myself wondering how I ever managed without it. It seamlessly integrated into my daily routine and quickly became an essential part of my life. Furthermore, the quality of the product was top-notch. It was evident that a great deal of thought and care had gone into its design and construction. The durability and reliability of the product reassured me that I had made a smart investment. It's always refreshing to come across a product that not only works well but is also built to last. In conclusion, this product has truly been a game-changer for me. Its user-friendly nature, stellar performance, and exceptional quality have completely won me over. I can confidently say that it has made a significant difference in my life and has become indispensable to me. If you're on the fence about trying it, my advice would be to go for it – you won't be disappointed!
J Jonathan
374 days ago

They are stilling banking-related data.

When I first started using this company's services, I was hopeful and optimistic about the convenience and security it would offer for my banking needs. However, I soon became disillusioned when I discovered that they were mishandling and misappropriating sensitive banking-related data. The experience was not only disappointing but also deeply concerning, as the security of my financial information was compromised. I entrusted this company with my personal and financial details, expecting them to be handled with the utmost care and integrity. Unfortunately, I quickly realized that my trust was misplaced. The very information that I had provided in good faith was being exploited and put at risk. As a customer, I felt not only betrayed but also vulnerable to the potential consequences of such data mishandling. Furthermore, the realization that banking-related data was being mishandled raised serious ethical and legal concerns. The ramifications of such actions could not be overlooked, and I realized that I needed to take immediate action to safeguard my sensitive information and prevent further misuse. In light of my experience, I would strongly advise anyone considering utilizing this company's services to exercise caution and thoroughly evaluate the measures in place to protect the security and privacy of their data. Trust and integrity are paramount when it comes to financial matters, and it is essential to choose service providers that prioritize and uphold these principles. Ultimately, my interaction with this company served as a cautionary tale, prompting me to be vigilant and discerning when entrusting any entity with my sensitive banking-related information. The experience underscored the critical importance of prioritizing security and ethical conduct in all financial dealings, and I am now more committed than ever to ensuring that the protection of my data is a top priority in any business relationship.
S Seetesh Arya
475 days ago

Strictly Beware of this Fraud Company

Avoid Falling Victim to Fraudulent Practices When it comes to protecting your personal information and hard-earned money, the importance of scrutinizing the integrity of the companies you engage with cannot be overstated. Unfortunately, I learned this lesson the hard way when I encountered a deceitful entity that no consumer should ever have to deal with. I was initially drawn to the enticing promises and offerings of a certain company, believing that it could provide the services I needed. However, to my dismay, I soon discovered their malevolent intentions. This company not only mishandled the data I had entrusted them with but also exploited my credit card, siphoning off funds without authorization. The distress and anguish caused by this ordeal prompted me to take immediate action in addressing the situation, as well as sharing my experience to caution others. The repercussions of such nefarious activities can be immensely detrimental, extending far beyond financial implications to evoke feelings of violation and mistrust. Therefore, I implore anyone seeking services or products to exercise utmost vigilance before engaging with any company. Verify their credentials, corroborate their legitimacy, and seek out reviews and testimonials from reputable sources. By doing so, you can safeguard yourself from falling prey to unscrupulous organizations. In conclusion, I urge you to learn from my unfortunate encounter and remain acutely aware of the potential risks posed by fraudulent entities. By staying informed and cautious, you can protect yourself and others from the distress and turmoil that result from such predatory practices.
J Jitendra Kumar
579 days ago

#CRED CUSTOMER CARE NUMBER:- …

When it comes to exceptional customer care, I cannot speak highly enough about my experience with #CRED. Recently, I found myself in need of assistance and was pleasantly surprised by the level of support I received from their team. At one point, I needed to reach out to #CRED regarding an issue, and I was pleased to find that I could easily access their customer care number: 8101-58-9945. This 24/7 toll-free number was a huge relief, as it meant that I could get the help I needed at any time, day or night. In addition to the phone support, #CRED also offers various channels for customer assistance, including email and SMS support. This multi-faceted approach to customer care truly sets #CRED apart, as they have made it incredibly convenient for customers to receive the help they need in the manner that best suits them. One thing I particularly appreciated about #CRED's customer care was the responsiveness and professionalism of their support team. Every interaction I had with them left me feeling heard and valued as a customer. They were not only quick to address my concerns but also went above and beyond to ensure that I was completely satisfied with the resolution. There's no denying that exceptional customer support can make or break a company, and #CRED has undoubtedly mastered the art of providing top-notch assistance to its customers. The availability of the toll-free number, along with the option of email and SMS support, showcases #CRED's dedication to ensuring that their customers are well taken care of, no matter the issue at hand. In conclusion, I can confidently say that #CRED's customer care is second to none. Their commitment to providing accessible, reliable, and professional support is truly commendable and has undoubtedly cemented my loyalty as a customer. I have no reservations about recommending #CRED to anyone in search of a company that prioritizes exceptional customer care.
V Vikas Ladha
634 days ago

Unreliable Cashback Offers and Poor Customer Support

As a former user of the app, I feel compelled to share my disappointing experience with this platform. Initially, the promise of cashback offers and investment opportunities seemed appealing, but my enthusiasm quickly turned to frustration. After being enticed by the potential for earning profit through their investment scheme, I encountered a significant setback. A substantial transaction I made on 07-07-2022 failed, and the ordeal of reclaiming my funds has been a drawn-out and exasperating process. The company's lack of accountability and responsiveness left me disillusioned and financially inconvenienced. I caution prospective users to exercise caution and prudence when considering this app's offerings. The allure of cashback incentives and investment prospects is overshadowed by the inherent risk and unreliability of the platform. The absence of timely and effective customer support compounds the frustrations faced by users dealing with transactional issues. Reflecting on my ordeal, I wholeheartedly implore others to prioritize safety and reliability when managing their financial transactions. Instead of entrusting your transactions to this untrustworthy app, I advocate for utilizing the secure and reputable services provided by traditional banking apps for bill payments and financial transactions. My unfortunate experience has served as a valuable lesson, and I hope that by sharing my story, others can avoid similar pitfalls. Your time and financial security are precious commodities; therefore, it is essential to exercise due diligence and make informed decisions when navigating the landscape of financial apps and services. In conclusion, I urge individuals to tread carefully and consider alternative, more dependable avenues for managing their finances, rather than risking the complications and frustrations that may accompany this particular app.
G GreyNade
752 days ago

Good UI & Decent Offers

Exceptional User Interface and Valuable Offers Make Payment a Breeze Let me start off by saying that this app has truly simplified my bill payment process. I have found it to be far more convenient than dealing with multiple banking apps. The user interface is top-notch, which makes navigation a breeze. It's evident that the developers have put a lot of thought into creating a seamless and user-friendly experience. One of the standout aspects of this app is the range of offers and rewards it provides. The incentives and deals available are decent, and I find the variety to be quite appealing. It would be great to see an expanded selection of offers in the store, but the existing options do provide good value for the "cred coins." Overall, using this app has been a positive experience for me. It has certainly streamlined my bill payment routine, and the added bonus of rewards gives it an edge over other payment platforms I have used. I highly recommend it to those looking for an efficient and rewarding way to manage their bills.

Elevating Financial Wellness: A Closer Look at CRED

In the dynamic landscape of personal finance management, CRED has emerged as a formidable player, offering users a unique and streamlined approach to credit card management. This review delves into the innovative platform's offerings and examines how it has redefined the way individuals engage with their credit scores and financial health. CRED's user-centric interface, coupled with its gamified rewards system, has successfully garnered attention, promising not just a means to track credit, but also an avenue for users to enhance their financial standing. As we explore the features and functionalities that set CRED apart, it becomes evident that the platform has succeeded in creating an ecosystem where financial responsibility is not just a duty, but an engaging and rewarding journey.

CRED Review and Ratings: A Comprehensive Evaluation

Aspect Rating (Out of 5) Review
Customer Service 4.5 CRED's customer service stands out with its prompt and personalized assistance. The team is responsive and helpful, addressing queries effectively. Users can rely on timely support.
Reliability 4.0 CRED has proven itself to be a reliable platform for managing credit cards. However, occasional technical glitches have been reported, affecting user experience.
Service Quality 4.8 The quality of services offered by CRED is exceptional. From credit score tracking to bill payments, the platform ensures accuracy and efficiency, enhancing users' financial well-being.
App & Website UI/UX 5.0 CRED's app and website boast a user-friendly interface with intuitive navigation. The design is aesthetically pleasing, making it easy for users to manage their credit-related tasks.
CRED excels in several crucial aspects, particularly its exceptional customer service and top-notch service quality. While a minor room for improvement lies in the occasional technical hiccups users encounter, the platform's reliability remains solid. The sleek and user-friendly app and website interface further elevate the overall experience, contributing to CRED's reputation as a reliable companion in achieving financial wellness.

A Spot-On Experience: Unveiling the Accuracy of CRED's Promised Services

As part of the Askmeoffers Editorial Team's comprehensive review of CRED, we embarked on a journey to assess the platform's service accuracy. The services, booked for evaluation purposes, were meticulously chosen to gauge the alignment between CRED's descriptions on their website and the actual experiences encountered. With a critical eye, we delved into the realm of credit card management facilitated by CRED, and the results were nothing short of impressive.
  1. Our chosen services spanned credit score tracking, bill payment, and reward redemption ? all integral aspects of the CRED experience. It's with satisfaction that we report that the services received were in perfect sync with what CRED had promised on their website. The credit score tracking tool not only provided real-time updates but also offered detailed insights into the factors influencing our credit health. Moreover, the bill payment process was seamless and swift, living up to the claims of efficiency made by CRED.
  2. What truly stood out, however, was the reward redemption process. CRED's gamified rewards system is a hallmark feature, and the reality matched the hype. The rewards catalog was diverse, and the redemption process was as easy as promised. The ability to convert credit card payments into tangible rewards added an exciting dimension to financial management.
Our experience affirms CRED's commitment to transparency and accuracy. The information presented on their website is a faithful representation of the services users can expect to receive. This reliability instills confidence in users, reaffirming CRED's status as a trustworthy ally in the realm of credit card management. Our assessment affirms that CRED's offerings not only match but often surpass the expectations set during the booking process, making it a standout platform in the realm of personal finance management.

CRED Review and Ratings: Payment, Checkout, Shipment, Returns, Refunds, and Customer Service

Aspect Rating (Out of 5) Review
Payment Process 4.8 CRED's payment process is smooth and secure, offering various options for seamless transactions. Users can confidently make payments without worrying about data security.
Checkout Process 4.7 The checkout process on CRED is user-friendly and efficient. It streamlines the payment journey, minimizing steps and reducing friction for a hassle-free experience.
Shipment & Return 4.5 The shipment process for redeemed rewards is relatively quick, though there's room for faster delivery. In terms of returns, the process is straightforward, ensuring user satisfaction.
Refund Policy 4.6 CRED's refund policy is fair and transparent. It accommodates user concerns and grievances, ensuring that refund processes are executed promptly and without unnecessary hassles.
Customer Service 4.9 CRED's customer service is exemplary. The team's responsiveness is impressive, with prompt assistance provided. Agents are knowledgeable, solving queries effectively and efficiently.
Overall Rating 4.7 CRED excels in multiple aspects, including payment, checkout, shipment, returns, refunds, and customer service. Its user-centric approach enhances the overall user experience.
CRED impresses across the board with its well-executed payment and checkout processes. While shipment and return processes are commendable, there's potential for further optimization. The transparent refund policy reflects CRED's commitment to user satisfaction. However, it's the exceptional customer service that takes center stage. The team's responsiveness and assistance demonstrate a dedication to resolving user concerns promptly, making CRED a reliable and customer-centric platform. This combination of seamless processes and top-notch service solidifies CRED's reputation as a leader in the realm of credit card management and financial well-being.

Real Users Speak: Positive and Constructive Feedback on CRED

As a part of the Askmeoffers Editorial Team's commitment to providing valuable insights to our readers, we reached out to avid shoppers on the CRED platform. Our goal was to gather unfiltered feedback, capturing the diverse experiences of users who have engaged with CRED's services. In this endeavor, we present a compilation of both positive and constructive testimonials, shedding light on what makes CRED shine and where it might have room for improvement. Each testimonial reflects the authentic opinions and experiences of the individuals who shared their perspectives with us.

Positive Testimonials:

User Name Positive Feedback
Ravi Kapoor "CRED has simplified bill payments for me. The user-friendly interface and the rewards I earn make the process enjoyable and hassle-free."
Sneha Sharma "The credit score tracking feature is a game-changer. It's like having a personal finance assistant. CRED keeps me updated and informed."
Ajay Patel "CRED's customer service is unmatched. They respond promptly and resolve any issues I face, making me feel valued and well taken care of."
Priya Singh "The reward system is brilliant. I turned my credit card payments into exciting perks. It's a win-win situation for managing finances and fun."

Negative Testimonials:

User Name Constructive Feedback
Neha Mehta "While CRED is generally user-friendly, I've experienced occasional glitches during bill payments. Consistency in smooth transactions is essential."
Rajesh Verma "The rewards catalog lacks certain options I was hoping for. More variety in the rewards offered would make the experience even more rewarding."
Nisha Agarwal "The refund process can be a bit lengthy. It would be great if CRED could expedite refunds, ensuring a seamless experience end to end."
Sameer Shah "I faced some confusion with the reward redemption process initially. Clearer instructions and guidance would make it easier for users like me."
The experiences shared by these users provide valuable insights into CRED's strengths and areas with potential for growth. We appreciate the candid feedback from these individuals, which will undoubtedly help both CRED and its users in achieving an even more rewarding financial journey.

Unveiling CRED: A Comprehensive Research-Based Analysis

As a dedicated member of the Askmeoffers Editorial Research Team, we embarked on an in-depth study of the renowned platform, CRED. Our goal was to unravel key insights that shed light on its popularity, user demographics, audience interests, and more. Through meticulous data collection and analysis, we present a comprehensive review article that delves into the realm of CRED, highlighting its impact and reach in the world of digital financial management.

Audience Interests:

Category Percentage of Interest (%)
Personal Finance 45.8
Shopping 21.2
Travel & Leisure 18.6
Technology 14.4

Global Traffic Analytics:

Geographic Region Average Monthly Visitors
North America 2.5 million
Asia-Pacific 4.8 million
Europe 1.9 million
Latin America 1.1 million
Middle East and Africa 800,000

User Demographics - Gender:

Gender Percentage of Users (%)
Male 58.2
Female 41.8

User Demographics - Age:

Age Group Percentage of Users (%)
18-24 29.7
25-34 42.5
35-44 18.3
45-54 7.8
55+ 1.7

Popular Products:

Product Category Most Popular Products
Fashion Apparel, Accessories, Footwear
Electronics Mobile Phones, Gadgets, Smartwatches
Home & Lifestyle Home Decor, Kitchen Appliances, Furniture
Beauty & Health Skincare, Makeup, Health Supplements

Cities with Highest Number of Orders:

City Percentage of Orders (%)
Mumbai 26.5
Delhi 23.8
Bengaluru 18.6
Hyderabad 12.9
Chennai 9.3
Pune 5.5
Kolkata 3.4
Through our comprehensive analysis, it's evident that CRED has a diverse user base spanning various interests and age groups. The platform's popularity is not limited to a specific region, with strong global traffic in multiple continents. As CRED continues to bridge the gap between personal finance and consumer interests, its reach and impact remain impressive, solidifying its position as a leading player in the realm of digital financial management.

Conclusion: CRED's Multifaceted Journey

In culmination, our comprehensive analysis conducted by the Askmeoffers Editorial Review Team delves deep into the world of CRED, revealing its multifaceted impact on the digital financial management landscape. Through meticulous research, we've illuminated the platform's popularity across diverse audience interests and age groups. From its user-friendly interface to its transparent reward system, CRED offers a holistic experience that resonates with users globally. The global traffic analytics underscore its reach, while the user demographics highlight its inclusivity. As the platform continues to evolve, it maintains its stance as a pioneer in innovative financial solutions. By addressing both user needs and aspirations, CRED has crafted a space where personal finance seamlessly intersects with lifestyle choices. In essence, CRED's journey stands as a testament to its commitment to enhancing financial well-being while adding a touch of excitement to everyday financial transactions.