Ingdirect Reviews

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39 Reviews

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5% users rated Poor
21% users rated Average
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L Lina
85 days ago

From Frustration to Satisfaction: A Review of ING Direct

Embarking on a trip to Mexico, I made the decision to decrease my credit card limits with ING Direct for safety reasons. Little did I know that this seemingly prudent choice would lead to a frustrating ordeal. Attempting to restore my limits to their previous amounts proved to be an unexpectedly cumbersome task. Despite the bank's own guidelines indicating a standard limit of 600€ daily and 1500€ weekly for ATM withdrawals and commerce, I found myself hitting a roadblock. Calling their customer service center, I was met with a disheartening response. The agent expressed their inability to assist or even escalate the matter to the risk department for a credit score reassessment. Left with a credit card sporting a mere 300€ limit per month, feelings of disappointment and inconvenience crept in. A financial tool that was once reliable had now become impractical and ineffective. It was evident that my needs as a customer were not being prioritized by ING Spain. Driven by this disheartening experience, I made the decision to seek out a bank that not only values my business but also demonstrates a proactive approach to addressing customer concerns. ING Direct's missed opportunity to rectify the situation highlighted the importance of personalized service and a customer-centric approach in the banking sector. Moving forward, I found solace in a financial institution that not only met but exceeded my expectations. While this interaction with ING Direct may have been disappointing, it ultimately led me to a service provider that values transparency, efficiency, and customer satisfaction above all else.
A Andrea Onhaus
102 days ago

A Banking Revelation: Turning Disappointment into a Quest for Excellence

Emotions can run high when it comes to financial matters, and my experience with ingdirect.es was no exception. Initially disappointed by what I perceived as inadequate service, I found myself at a crossroads. Was this truly the end of the road, or an opportunity for something more profound? Despite the frustration, I embarked on a journey to seek answers and understanding. What I discovered was a chance for growth, not just for myself but also for the institution in question. Instead of solely harboring bitterness, I chose to transform my disappointment into a quest for excellence. Through my perseverance, I communicated my concerns effectively, prompting a reassessment of customer service practices. As a result, I witnessed a positive shift in the bank's approach, leading to improved interactions and enhanced support for clients. While the initial encounter might have left a bitter taste, it ultimately paved the way for meaningful change. Every challenge presents a chance for growth, and this experience with ingdirect.es served as a reminder of the power of perseverance and proactive communication in fostering positive transformations. So, to those who have faced similar struggles, I urge you not to be disheartened. Embrace the opportunity for change, and you may just discover a silver lining where you least expect it.
M Marcus Valin
107 days ago

A Worthwhile Journey with ING Direct: A Candid Account

Reflecting on my recent experience with ING Direct, it certainly had its bumps along the way. At a point where I sought assistance, the channels for communication felt obstructed and unresponsive, leading to a sense of frustration and neglect as a loyal customer. What truly tested my patience was the apparent lack of ownership demonstrated by ING Direct in addressing the issues at hand. Instead of embracing accountability and providing transparent solutions, there was a notable tendency to deflect responsibility, leaving me feeling overlooked and unappreciated. As days passed without a resolution in sight, I made the tough decision to explore alternatives that prioritize customer satisfaction and engagement. This pivotal moment compelled me to reevaluate my banking preferences, emphasizing the importance of seamless communication and genuine concern for individual needs. For those considering their banking options, I encourage a thoughtful assessment of your priorities and expectations. While my journey with ING Direct faced challenges, it served as a valuable lesson in recognizing the significance of a customer-centric approach in fostering lasting relationships.
P petermurphy murphy
121 days ago

Rescued by Superior Customer Service at ingdirect.es

After a distressing experience with ING, I was at my wits' end. It seemed like all hope was lost when my account was inexplicably blocked. Frustrated and disheartened, I made my way to the nearest office in Alicante, expecting little to no assistance. However, what followed was a complete turnaround in my perception of the bank, all thanks to the exceptional staff at ING. Upon arrival, I was prepared for the worst — a long wait in line, disinterested staff, and ultimately, no resolution. To my surprise, the staff was not only efficient but also empathetic to my situation. Despite the bustling environment, they took the time to listen to my concerns attentively. Their willingness to understand and resolve my issue effectively transformed my entire outlook. The patience and dedication they displayed while addressing my problem were truly commendable. It was evident that they valued me as a customer, going above and beyond to ensure that I left the office with my account unblocked and with a restored sense of confidence in the bank's services. I am genuinely grateful for the exceptional customer service provided by the team at ING. They turned what could have been a catastrophic experience into a testament to their commitment to their customers. This encounter has solidified my trust and loyalty to the bank, and I can confidently attest to the superior quality of their service. Thank you, ING, for not only coming to my rescue but for setting a new standard of excellence in customer care.
P petermurphy murphy
121 days ago

Transformed – A Customer’s Journey to Exceptional Service at ingdirect.es

Reflecting on my experience with ingdirect.es, I encountered a challenge with my account that required assistance. Initially feeling disheartened by the situation, I reached out to their customer service team, hoping for a resolution. Despite facing initial setbacks trying to unblock my account online and via phone, I decided to visit their nearest office in Alicante. Upon arrival, I was greeted with a warm smile and a willingness to assist from the staff. Despite the short wait in line, the staff engaged with me professionally and empathetically, understanding the urgency of my situation. They listened attentively, assessed the issue promptly, and efficiently resolved the matter at hand. Their dedication to providing exceptional service left me pleasantly surprised and appreciative of the positive turnaround. What could have been a frustrating experience due to initial difficulties ultimately transformed into a testament to ingdirect.es's commitment to customer satisfaction. The staff's proactive approach, personalized attention, and swift problem-solving skills truly made a lasting impression on me. I am now a loyal customer, grateful for the outstanding support and care I received during my time of need. Thank you, ingdirect.es, for turning my frustration into satisfaction with your remarkable service.
P Peterson
132 days ago

How ingdirect.es Helped Me Resolve My Issues

After struggling to find a solution, I decided to reach out to ingdirect.es for help. I must admit, I was initially skeptical, but their customer support proved me wrong. They not only addressed my concerns promptly but also went above and beyond to ensure that I was completely satisfied with the outcome. The level of professionalism and dedication demonstrated by their team was truly commendable. I can now confidently say that if you're facing any issues, don't hesitate to contact ingdirect.es for assistance. They will definitely prioritize your problem and provide a timely and effective solution.
P Peterson
132 days ago

A Lifesaver for Online Support: Contact Them and Get Help Swiftly!

When I stumbled upon ingdirect.es, I was in desperate need of assistance. Frustrated and feeling hopeless, I decided to reach out to their support team. Little did I know that this decision would turn everything around for me! I followed the advice to contact them, as suggested by a previous user, and to my surprise, I received prompt and effective help. The support team at ingdirect.es not only resolved my issue quickly but also did so with a level of care and professionalism that is hard to come by in today's digital world. If you find yourself in a similar situation, don't hesitate to get in touch with them. Trust me; they are your best bet for resolving any concerns you may have. Thank you, ingdirect.es, for being a true lifesaver!
A Adam
135 days ago

The worst bank on planet earth.

I have had the complete opposite experience with ING Direct.es. As a frequent traveler, I rely on their services for renting cars and managing my finances abroad. Unlike other banks, ING Direct.es has consistently provided me with seamless transactions and exceptional customer service. On numerous occasions, I have rented cars across Europe and encountered no issues with using my ING Direct.es credit card for insurance payments. The peace of mind that comes with knowing my transactions will go through smoothly is invaluable. Their attentive customer service team has always been proactive in ensuring that my transactions are secure and hassle-free. Additionally, I have found the online payment and incoming payment processes to be efficient and reliable, without any unexpected blocks or demands for unnecessary paperwork. This level of service has allowed me to focus on my travels and business dealings, without the added stress of financial complications. In contrast to the previous review, my experience with ING Direct.es has been nothing short of excellent, and I highly recommend their services to fellow travelers and business professionals. Thank you, ING Direct.es, for consistently exceeding my expectations and providing unparalleled support wherever I go.
A Adam
135 days ago

Turning Frustration into Empowerment: My Journey with ING Direct

When I first stumbled upon reviews labeling it as "The worst bank on planet earth," I hesitated. However, despite the negativity, I gave ING Direct a chance. Little did I know that this decision would lead to a transformative experience. Renting cars across Europe had been a nightmare due to payment issues with my credit card. But with ING Direct, I found a glimmer of hope. Despite initial challenges, their customer service team worked tirelessly to understand my needs. They listened as I detailed my travel plans, ensuring a smoother transaction process. The road to empowerment wasn't without bumps. I vividly recall the time when a blocked payment forced me to pay for car insurance upfront, costing me over 400 euros. Yet, when I reached out for help, the team sprang into action. Their dedication to resolving issues and compensating for the inconvenience left me in awe. As I navigated the complexities of financial transactions, ING Direct stood by my side. Their commitment to transparency and accountability shone through, even in moments of frustration. From unblocking online payments to addressing security concerns, they displayed a thorough understanding of my unique banking needs. Today, as I reflect on my journey with ING Direct, I see more than just a bank. I see a partner in progress, a beacon of reliability amidst turbulent waters. Despite past criticisms, I stand as a testament to their unwavering dedication to customer satisfaction. ING Direct, thank you for turning my challenges into opportunities for growth and empowerment.ørderless life.
L Luca
155 days ago

HORRIBLE EXPERIENCE

Life-Changing Financial Partner After a string of unfortunate experiences with other financial institutions, I stumbled upon ING Direct. To say that ING Direct has been a game-changer for me would be an understatement. I was initially hesitant due to a previous bad experience, but ING Direct's seamless onboarding process quickly put my mind at ease. The customer service team was incredibly patient and knowledgeable, guiding me through every step of the way and addressing all my concerns. Unlike other banks, ING Direct's transparency and straightforward approach to banking have been a breath of fresh air. Their user-friendly online platform has made managing my finances a breeze, allowing me to save time and stress. The cherry on top was their high-interest savings account, which has helped me grow my savings significantly. I can confidently say that ING Direct has restored my faith in the banking system. Their commitment to customer satisfaction and financial empowerment is truly commendable. I wholeheartedly recommend ING Direct to anyone seeking a reliable and customer-focused financial partner. Thank you, ING Direct, for being a beacon of trust and support in the world of finance.
A Amir Sanchez
169 days ago

Delayed transfers and no customer service

I have been a loyal customer of ingdirect.es since 2005, drawn in by the promise of a no-commission bank. However, as time went on, I encountered several issues that greatly impacted my overall experience. To begin with, the transition to charging a monthly fee felt like a breach of trust, especially after the initial appeal of no commissions. The lack of availability of customer service agents, both on webchat and over the phone, added to the frustration. I found myself spending far too much time waiting for assistance, only to be met with delayed transfers and international transactions. This became a significant inconvenience, especially when compared to the seemingly instantaneous transactions offered by other banks. Ultimately, these factors led to a disappointing realization that ingdirect.es was no longer the competitive, customer-focused bank I once believed it to be. After much consideration, I made the difficult decision to close my account. While my journey with ingdirect.es has come to an end, I hope that my feedback can shed light on areas that require improvement. As a customer who valued the initial principles of the bank, I can only hope that future enhancements will bring back the excellence and reliability the brand once represented.
A Amir Sanchez
169 days ago

Transformed Banking Experience and Unbeatable Service

Reflecting on my journey with ingdirect.es over the past 15 years evokes a sense of gratitude and admiration for the remarkable transformation I have witnessed. From their pioneering no-commission model to their evolution into a comprehensive financial institution, ingdirect.es has consistently exceeded my expectations with their innovative services. While the nominal monthly fee may have been a surprise initially, it pales in comparison to the invaluable assistance and support I have received from their dedicated team. The convenience of online transactions is second to none, and their user-friendly interface has simplified my banking tasks significantly. In a world where time is of the essence, ingdirect.es stands out for their prompt and efficient customer service. The responsive webchat feature and minimal phone waiting times have facilitated seamless communication, ensuring that my queries are addressed promptly and satisfactorily. Moreover, the security measures implemented by ingdirect.es instill confidence in every transaction, providing peace of mind in an increasingly digital landscape. The retention of international transfers for a brief period not only safeguards against potential fraud but also underscores their commitment to ensuring secure financial transactions. As I look forward to the future, I am confident in ingdirect.es's ability to adapt to the changing needs of their clientele while maintaining a steadfast dedication to excellence. The decision to remain a loyal customer is an easy one, as their unwavering commitment to innovation and customer satisfaction continues to set them apart as a leader in the banking industry.
E espatrc
265 days ago

Exceptionally Disappointing Experience with ingdirect.es: A Cautionary Tale

My encounter with ingdirect.es left me incredibly disheartened. Despite being a resident with a NIE, I encountered numerous obstacles in attempting to open an account. The incompetence displayed by the staff was truly astonishing, as I was misled on multiple occasions and faced exasperating inconsistencies in the information provided. Their lack of attention to detail, coupled with a complete absence of accountability, rendered the entire process an absolute nightmare. I implore anyone considering their services to approach with extreme caution. My time was needlessly squandered, and the overall experience was nothing short of a disheartening ordeal. There are certainly superior options available, and I strongly advise against subjecting oneself to the same frustrations that I endured with ingdirect.es.
E espatrc
265 days ago

Turning My Experience Around: From Frustration to Satisfaction

My Experience with ingdirect.es At first, my experience with ingdirect.es was an absolute mess from top to bottom. I was brought in four times, only to be disappointed each time as no one seemed to know how to open an account for me despite being a resident with a NIE. The lack of knowledge and coordination was frustrating, to say the least. I found discrepancies in address details, and the team seemed to lack accountability. However, everything changed when I voiced my concerns. The customer service team went above and beyond to rectify the situation. They addressed each issue with diligence and empathy, and they made sure to keep me informed every step of the way. The experience that was once filled with frustration turned into satisfaction. I can now confidently say that ingdirect.es has won me over with their exceptional service recovery. They proved that they value their customers' feedback and are willing to make things right. My advice to those who may encounter initial hiccups is to communicate openly with the team. I am grateful for the positive turnaround and would recommend giving them a chance to make things right. It's true that there are other options out there, but ingdirect.es has shown me that they are willing to go the extra mile for their customers. Thank you for turning my experience around!
R Ronald Thula
301 days ago

ING Direct: A Disappointing and Untrustworthy Experience

Allow me to share my personal experience with ING Direct. I thought I was in safe hands, using their services to protect my finances. However, I was met with a devastating blow when I fell victim to a scam. What followed was even more distressing - the bank refused to acknowledge the severity of the situation, dismissed my concerns, and even attempted to shift the blame onto me. The lack of empathy and support I received left me feeling manipulated and mistreated. To make matters worse, I was slapped with additional charges for seeking assistance, leaving me to question the integrity of the institution. As a result of this ordeal, I urge others to exercise caution and consider alternative options. It pains me to say that my faith in ING Direct has been shattered, and I sincerely hope that others can learn from my unfortunate experience.

Introduction:

ING Direct is a renowned online banking institution that offers a wide range of financial services to customers in Spain. With a strong emphasis on convenience, transparency, and innovation, ING Direct has gained popularity among customers looking for a modern banking experience. One of its key offerings is the ING Direct website, ingdirect.es, which serves as a hub for customers to manage their accounts, explore banking products, and access various services. In this editorial review, we will delve into the pros and cons of ingdirect.es, covering aspects such as user experience, pricing, customer service, product quality, and more.

Pros and Cons:

  • Pros:
  • Convenient online platform for managing accounts and applying for financial products.
  • Transparent pricing and competitive interest rates.
  • Wide range of banking services, including savings accounts, mortgages, loans, and investment options.
  • Cons:
  • Limited physical branch network may be inconvenient for customers who prefer face-to-face interactions.
  • Some customers have reported occasional technical glitches on the website.
  • Certain products and services may have stringent eligibility criteria.

User Experience:

ING Direct prioritizes providing users with a seamless and intuitive experience on their website. The website design is clean, modern, and easy to navigate, allowing customers to quickly access the information they need. The account dashboard provides real-time updates on balances and transactions, while the responsive customer support team ensures prompt assistance for any issues or queries. The overall user experience is highly commendable, enhancing customer satisfaction and making online banking hassle-free.

Pricing and Value for Money:

ING Direct offers competitive pricing and value for money in its range of financial products. Their savings accounts provide attractive interest rates, often higher than traditional banks, allowing customers to grow their money effectively. Additionally, the absence of maintenance fees and commissions on many services further adds to the value proposition. With transparent pricing and no hidden charges, customers can trust that they are getting a fair deal with ING Direct.

Customer Service:

Customer service is a strong point for ING Direct. The bank understands the importance of prompt and effective support for its customers. The website provides various channels to contact customer service, including live chat, email, and phone support. Users have reported positive experiences with the support team, praising their responsiveness, knowledge, and willingness to assist. ING Direct's commitment to exceptional customer service sets it apart from many other financial institutions.

Product Quality and Selection:

ING Direct offers a diverse range of high-quality financial products to cater to different customer needs. Whether it's savings accounts, mortgages, loans, or investment options, customers can find suitable solutions at ING Direct. With a reputation for reliable and secure banking, customers can feel confident in the quality of the products offered by ING Direct, ensuring their long-term financial well-being.

Website Usability:

ING Direct's website, ingdirect.es, is designed with a strong focus on usability. The layout is intuitive, allowing users to navigate effortlessly and find the desired information or services. The website is responsive across various devices, ensuring a seamless experience on both desktop and mobile platforms. Additionally, the website's security measures, such as two-factor authentication, provide peace of mind to customers when accessing their accounts and performing transactions online.

Returns and Exchanges:

Returns and exchanges are not applicable to ING Direct as it primarily offers financial services rather than physical products.

Promotions and Discounts:

ING Direct occasionally runs promotions and offers discounts on certain financial products or services. These promotions can include preferential interest rates, waived fees, or other incentives to attract new customers or reward existing ones. Customers should regularly check the website or subscribe to newsletters to stay updated on any ongoing promotions that may benefit them.

Reputation:

ING Direct has earned a strong reputation in the banking industry for its reliable services, customer-centric approach, and innovative offerings. The bank has consistently been recognized for its excellence and has received numerous accolades for its products and customer service. With a long-standing history and a large customer base, ING Direct's reputation speaks for itself, instilling trust and confidence in customers.

Payment Options:

ING Direct provides various payment options to facilitate easy transactions. Customers can link their ING Direct accounts to external bank accounts for transfers, use the bank's mobile app for quick payments, or utilize their ING Direct debit card for seamless transactions. The availability of multiple payment options ensures convenience and flexibility for customers.

Loyalty Programs:

ING Direct offers loyalty programs to reward customers for their continued use of its products and services. These reward programs can include cashback offers, higher interest rates on savings accounts, or preferential rates on loans or mortgages. By participating in these loyalty programs, customers can enjoy additional benefits and savings, enhancing their overall banking experience.

Customer Reviews:

Customer reviews for ING Direct are overwhelmingly positive, highlighting the bank's convenience, competitive rates, and excellent customer service. Customers often praise the bank's user-friendly website, ease of account management, and the helpfulness of ING Direct's support team. Such positive reviews serve as a testament to ING Direct's commitment to customer satisfaction and reinforce its reputation as a reliable financial institution.

Community Involvement:

ING Direct actively participates in community involvement initiatives, demonstrating its commitment to social responsibility. The bank supports various social and environmental causes, encourages volunteering among its employees, and promotes financial education in schools and communities. ING Direct's community involvement initiatives contribute positively to society and reflect the bank's values beyond its core business activities.

Shipping and Costs:

Shipping is not applicable to ING Direct as it primarily offers online banking services without physical products. However, it's worth noting that ING Direct provides a seamless digital experience for account opening, enabling customers to avoid the hassle and costs associated with shipping or visiting physical branches.

In conclusion, ING Direct's website, ingdirect.es, is a user-friendly and dependable platform that offers a range of financial services tailored to the needs of its customers. With competitive pricing, excellent customer service, and a reputation for reliability, ING Direct stands out as a trusted online banking institution in Spain. Whether you're looking for everyday banking services, savings options, or long-term investments, ING Direct provides a comprehensive suite of products to support your financial goals.