Policybazaar Reviews

Voted Terrible (1/5)

89 Votes

34 Reviews

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In the Money & Insurance category

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94% users rated Terrible
3% users rated Poor
0% users rated Average
0% users rated Very Good
3% users rated Excellent
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R Ramesh Yadav
78 days ago

Policy Bazaar: A Company I Can’t Recommend to Anyone

Let me start by saying that my experience with Policy Bazaar has been extremely disappointing. I found their policy selling tactics to be nothing short of frustrating and unprofessional. As a customer, I expect to be treated with respect and honesty, but unfortunately, I did not receive either. I wouldn't feel comfortable recommending Policy Bazaar to anyone in my professional or personal network based on my own negative experience. I hope the company takes this feedback seriously and works towards improving their services in the future.
M Mrityunjay Moharana
79 days ago

Secure Your Health with Confidence: A Cautionary Tale About Niva Bupa and Policy Bazar

As a diligent customer, I couldn't have imagined the distressing ordeal I encountered with Niva Bupa and Policy Bazar. Despite faithfully paying my premiums for six months, I was shocked to uncover unsettling discrepancies in my health policy registration. This revelation left me feeling vulnerable and abandoned, with no recourse from either party for the past two months. To spare others from a similar predicament, I implore you to exercise vigilance when navigating health policies with Niva Bupa and Policy Bazar. In light of my experience, I highly advise verifying the authenticity of your policy by making payments exclusively through secure platforms, such as phone pay or Google Pay, to obtain crucial confirmation of legitimacy. Regrettably, the absence of customer assistance from both Policy Bazar and Niva Bupa has plunged me into a state of frustration and uncertainty. This cautionary account is an earnest plea for prospective policyholders to carefully weigh their options before entrusting Niva Bupa with their health coverage. Amidst the lack of resolution and transparency in my case, it's imperative to exercise utmost prudence when considering Niva Bupa for your health security. My disheartening journey underscores the critical importance of thorough scrutiny when safeguarding your well-being. May my experience serve as a beacon of awareness, prompting others to approach health policies with discernment and explore alternative avenues to safeguard their health with confidence.
B Balu James
90 days ago

How Policy Bazaar let me down: A Cautionary Tale

I had high hopes for Policy Bazaar when I sought their services, but unfortunately, my experience has been nothing short of a nightmare. The glaring issue I encountered with my insurance policy documents prompted me to reach out to the company, expecting a swift and effective resolution. However, what followed was a series of disappointments, leaving me feeling utterly let down. Despite my proactive approach in addressing the discrepancy in my policy, Policy Bazaar's response fell short of my expectations. Not only did they fail to take ownership of the situation, but they also refused to acknowledge their role in the matter. This lack of accountability and their unwillingness to assist me mid-term left me feeling abandoned and frustrated. The communication from Policy Bazaar remained inconsistent, compounding the problem and further eroding my trust in their ability to deliver satisfactory customer service. It became increasingly apparent that the company's priorities seemed to lie more in securing commissions rather than prioritizing genuine customer satisfaction. What's more, Policy Bazaar's reluctance to address my concerns in a timely manner only added insult to injury, exacerbating the inconvenience I had already experienced. It has become evident to me that, as a customer, I was merely a source of profit for Policy Bazaar, rather than the focus of their commitment to providing quality service. My advice to anyone seeking insurance services is to exercise caution and consider alternative options. Trusting Policy Bazaar proved to be a decision I regret, and I urge others to avoid potential pitfalls by dealing directly with the insurance company instead. My earnest hope is that others can learn from my ordeal and make informed choices that prioritize their own well-being. In conclusion, my disappointing encounter with Policy Bazaar underscores the importance of holding companies accountable for their actions and prompt resolution of customer issues. My hope is that my testimonial serves as a cautionary tale and empowers others to make informed decisions when it comes to their insurance needs.
H hi
93 days ago

Disappointing Experience with POLICYBAZAAR: A Customer’s Perspective

As a customer residing in the UK, my interaction with policybazaar.com has been nothing short of a nightmare. The incessant pre-sale calls were an immediate red flag, and despite succumbing to their tactics and purchasing a plan, the post-purchase experience has been a total letdown. The lack of responsiveness from their team, even after reaching out to the team leader, reflects a clear disregard for customer satisfaction. What's more, their system failed to accommodate my international mobile number, rendering me unable to receive crucial OTPs and update my account details. It's disheartening to witness a service provider tarnishing our country's reputation on a global platform. The subpar service I've received truly reflects poorly on the image of my homeland, Bharat. I urge anyone considering policybazaar.com to proceed with caution. My experience serves as a cautionary tale, highlighting the importance of reliable and customer-centric service.
P Pcan Deb
97 days ago

PolicyBazaar: A Genuine Review from a Concerned Customer

I feel compelled to share my experience with PolicyBazaar, and it is not a positive one. I want to urge others to seriously reconsider using their service. Let me start by saying that in my opinion, PolicyBazaar functions more like a sales agent rather than a customer advocate. My experience has led me to believe that they lack the control and influence necessary to effectively navigate the complexities of insurance companies. I was issued a policy from HDFC ERGO through PolicyBazaar, only to have the terms of the policy changed after my son's hospitalization. The subsequent exclusion period of three years added to my distress, and PolicyBazaar proved to be utterly ineffective in negotiating with HDFC ERGO on my behalf. To make matters worse, after this incident, PolicyBazaar ceased to provide any meaningful support or follow-up, despite my ongoing policies with them. It seems that once the sale is made, their commitment to customer service diminishes significantly. As a customer who has experienced firsthand the limitations of PolicyBazaar, I strongly advise against relying on their services. I sincerely hope that others can learn from my experience and make well-informed decisions when it comes to their insurance needs.
C christy elias
102 days ago

Polycybazar Car insurance

I recently had an experience with Polycybazar through policybazaar UAE, and I must share both sides of the coin. Initially, taking out the insurance was a breeze, thanks to their exceptional customer service. However, things took a turn once the policy was in force. I encountered a series of hurdles when attempting to make use of the policy. It felt like I was left to navigate through the complexities alone, and any support was notably absent. Upon reaching out to the insurance company directly, I was redirected to policybazaar. This vicious cycle left me in a state of distress, especially when I needed to transfer my car insurance to another individual. The process was filled with complications, leading me to make multiple visits to the insurance company in an attempt to find a resolution. It was only after considerable effort that the manager conceded, ultimately advising me to obtain insurance directly from the company itself. It became evident that policybazaar was more of an intermediary than a true advocate for the consumer. My advice to anyone seeking insurance is to bypass these middlemen and approach the insurance companies directly. While there may be a slight variance in pricing, the assurance of receiving prompt and direct assistance in all circumstances is undoubtedly worth it. The last thing anyone needs is to feel let down and misguided, as I was in my experience with Polycybazar and policybazaar. Thank you for allowing me to share my story. Warm regards, Christy Elias
V Vipul Choudhari
103 days ago

Exceptional Service and Comprehensive Coverage

I cannot be more pleased with the exceptional service and coverage I received from Policy Bazaar UAE. When I initially compared quotes for car insurance, I was impressed by the clear and transparent information provided, especially regarding Oman coverage. Opting for the policy with free Oman coverage was a seamless process and I felt reassured that my needs were fully met. Furthermore, when I needed to obtain an Orange card, the customer service team at Policy Bazaar UAE went above and beyond to assist me. Despite some initial confusion, they clarified the coverage details and promptly facilitated the issuance of the Orange card at no additional cost, ensuring that I was fully protected as I traveled. I highly recommend Policy Bazaar UAE to anyone seeking reliable and comprehensive insurance coverage. The peace of mind and top-notch service they provide truly set them apart from other platforms. Thank you, Policy Bazaar UAE, for your outstanding support and dedication to your customers.
R Robi Dutta
105 days ago

Policy Bazaar: Pathetic Customer Support

I can't believe how much my experience with Policy Bazaar has changed over the years. When I first started using their services, everything was smooth sailing. I invested in multiple policies for myself and my family, and I even recommended Policy Bazaar to others. However, as time went on, it became clear that their focus had shifted entirely to making sales, leaving customer support in the dust. I had high hopes for Policy Bazaar, but I've encountered countless issues with their lack of customer support. It's frustrating and disheartening to see a company neglect such an important aspect of their business. I strongly advise others to steer clear of Policy Bazaar until they address these critical issues. It's disappointing to see a company with so much potential fall short in this way. I hope that Policy Bazaar takes the necessary steps to improve their customer support, but until then, I cannot in good conscience recommend their services.
S Souryadip Dutta
111 days ago

A Truly Exceptional Experience with Policybazaar

I recently had the pleasure of working with Policybazaar and I must say, it was nothing short of exceptional. From the moment I reached out for assistance, the team was incredibly responsive and attentive to my needs. I was amazed by their extensive knowledge and genuine willingness to help me find the right insurance policy. Customer service at its finest, I couldn't have asked for a better experience. The support agents were not only prompt in their responses, but they went above and beyond to ensure that all my questions were answered and that I felt completely at ease throughout the entire process. In particular, Vinit Kumar Dhakolia stood out as a true professional. His expertise and dedication to providing top-notch service were evident in every interaction. He patiently guided me through the options and took the time to address all my concerns, leaving me with full confidence in my decisions. I cannot recommend Policybazaar enough. Their commitment to excellence and genuine care for their customers truly set them apart. If you're looking for a seamless, stress-free experience when it comes to insurance, look no further than Policybazaar. Thank you for everything!
B Banny
119 days ago

customer service is very bad

Exceptional Customer Service Experience with PolicyBazaar I cannot overstate how exceptional my experience with PolicyBazaar's customer service has been. From the moment I reached out for assistance, I was treated with the utmost respect and professionalism. The representative I spoke with patiently listened to my concerns and provided me with tailored solutions that truly addressed my needs. Unlike my previous experiences with other providers, PolicyBazaar's team did not pressurize me to purchase a policy. In fact, they took the time to understand that I was already a customer and focused on enhancing my existing coverage. The level of care and attention to detail truly set them apart. I am delighted with the service I received and feel valued as a customer. I can confidently say that PolicyBazaar's customer service goes above and beyond, and I will continue to entrust them with my insurance needs in the future. If you're seeking a provider that places a premium on customer satisfaction, I wholeheartedly recommend PolicyBazaar. Their commitment to excellence is truly a breath of fresh air in the insurance industry. Thank you, PolicyBazaar, for your outstanding support and dedication to your customers.
V vinod kumar
122 days ago

I am having in my insurance NCB50%

As a long-time customer of policybazaar.com, I was initially pleased with their service. I had a No Claim Bonus of 50% in my insurance policy and needed a sale certificate. I provided the required documentation, but then began facing unexpected hurdles. The team requested the certificate in English or Hindi, which I promptly provided. However, after two days, they stated that the document needed a notary sign and seal. This experience left me feeling frustrated and undervalued as a loyal customer. I anticipated a seamless process, especially as a returning customer, but instead found myself caught in a time-consuming back-and-forth. I couldn't help but feel that had I dealt directly with the insurer, this could have been resolved effortlessly and swiftly. I am still awaiting the resolution of my No Claim Bonus. Despite having been a loyal customer for years, I found the handling of my request to be disappointing. In the event that this situation remains unresolved, I am considering seeking assistance from consumer complaint services to ensure that my concerns are heard and addressed. It saddens me to have to consider taking this action after years of being a satisfied customer. In retrospect, I hope that my feedback can shed light on areas for improvement within policybazaar.com's customer service processes. I truly value the importance of being treated with respect and efficiency, especially when it comes to matters as crucial as insurance.
G Gurjit Singh Saini
124 days ago

I enquired about Term Insurance

After years of searching for the right insurance policy, I stumbled upon policybazaar.com. Skeptical and anxious about making a decision, I reached out with an inquiry about Term Insurance. To my surprise, I was connected with the most understanding and empathetic executive, Abdul Gaffar Usman Khan. As I shared my concerns about financial difficulties, Abdul Gaffar didn't just offer a policy; he offered genuine support. His words, "agar aap mar gae toh issue solve hojaegi," resonated deeply with me. It wasn't just about selling a product; it was about helping me secure my future in a way that felt truly personal and caring. While some may have misinterpreted his words, I understood his intent. He wasn't forcing a sale; he was emphasizing the importance of protection. His approach was bold, but it came from a place of genuine concern for my well-being. It's rare to encounter such a dedicated professional, and his sincerity made all the difference. His unwavering commitment to ensuring that I understood the gravity of the situation and the value of the insurance options showcased his profound dedication to customer care. In the end, I not only found the right insurance policy, but I found a compassionate advisor in Abdul Gaffar. Whether you're facing financial challenges or simply need guidance, I can't recommend policybazaar.com enough. Their team goes above and beyond to provide heartfelt support, ensuring that you not only feel secure with your policy but also valued as a customer. Thank you, Abdul Gaffar, and thank you, policybazaar.com, for truly caring about your customers' well-being.
M Mohamud Hassan
127 days ago

I attempted to buy a health insurance…

When I decided to purchase a health insurance plan, I turned to policybazaar.com, drawn in by their straightforward process. Little did I know, the ease of purchase was merely a facade for the complexities that followed. After completing the purchase, I eagerly awaited my policy, only to be plunged into a nightmarish ordeal. The heart of the issue lay in the communication mishap, as they continued to reach out to my British WhatsApp number despite my explicit instructions to use my UAE number. This became a frustrating and time-consuming problem, overshadowing any initial convenience I experienced. The sheer frustration and wasted time left me regretting my decision to opt for their services. This experience taught me that the true test of an insurance provider lies not only in the purchase process, but in the post-purchase support and communication. Ultimately, the seemingly lower cost of policybazaar.com paled in comparison to the exasperation and valuable time wasted. I urge others to consider this before being lured in by the simplicity of their buying process.
H Hop Scotch
132 days ago

I called to check on mutual funds…

I cannot say enough about the exceptional service I received from policybazaar.com. When I initially called to inquire about mutual funds, the staff provided me with all the information I needed to make an informed decision. There was no pressure to purchase anything right away, and I was given the time and space to consider my options. What truly impressed me was the level of professionalism and dedication that the team exhibited. They took the time to understand my financial goals and lifestyle before recommending a suitable plan. I ultimately found a plan that perfectly aligns with my needs, and I am grateful for the support and guidance I received throughout the process. Unlike my previous experiences with other financial service providers, policybazaar.com focused on building a long-term relationship rather than simply making a sale. They have continued to stay in touch and provide valuable insights to help me make the most of my investment. I wholeheartedly recommend policybazaar.com to anyone seeking reliable and customer-centric financial services. Thank you for going above and beyond to ensure my financial well-being!
S Sudeesh N
138 days ago

Really really bad experience

## A Tale of Disappointment: My Experience with Policybazaar.com Like many, I had been hesitant to leave a review, but my recent ordeal with Policybazaar.com (PB) has prompted me to share my cautionary tale. As an individual residing outside of India, I had diligently paid approximately ₹50,000 annually for my parents' health insurance policy through PB for the past four years. When it came time to file our first claim for an annual health checkup reimbursement this year, little did I anticipate the excruciating two-month battle that would ensue. Despite my relentless efforts through chats, calls, and emails, attempting to resolve the issue with PB was akin to screaming into a void. The company persistently tried to contact me on my Indian number, despite my repeated requests for them to utilize an alternative number. This simple request appeared to fall on deaf ears, frustratingly complicating an already exasperating situation. The irony of PB's communication methods did not escape me. While they had been prompt and incessant when it came to payments and closing the policy, their demeanor underwent a dramatic shift when it came to a modest ₹5,000 reimbursement. The discrepancy in their customer service pre- and post-payment was disheartening, revealing a concerning lack of consistency and integrity. This experience was not merely a matter of finances, but rather a testament to the countless hours squandered in what felt like a fruitless monologue. My advice to potential customers is to not succumb to the allure of PB's enchanting sales pitch. The true measure of a company's merit lies in its claims process, an assessment that PB unequivocally failed. In conclusion, my verdict stands: Extremely Unsatisfied. I implore others to explore alternative options before heeding their persuasive sales pitch. It is worth noting that attempts to publish this review on their website were met with futility, serving as a poignant reminder of the company's lack of transparency and accountability. In seeking a reliable insurance provider, let my experience serve as a cautionary tale, urging you to navigate past the alluring facade presented by Policybazaar.com and seek a partner who values integrity and commitment to their customers.

Introduction

Policybazaar.com is an online insurance aggregator that provides an informative platform to buy and compare various types of insurance policies such as health, motor, life, travel, and home insurance among others. The website allows customers to compare prices, features, coverage, and benefits of different insurance products offered by multiple insurance companies. The company was established in 2008 and has since become one of India's leading insurance marketplaces.

Pros and Cons

Pros:
  • Provides multiple insurance quotes in a matter of minutes from various insurance providers.
  • Comparative analysis of various insurance policies helps customers to make an informed decision.
  • The website offers a user-friendly interface with simple navigation and easy-to-use features like filters and search options.
  • A vast range of insurance products and services, thus providing customers with a one-stop solution for all their insurance needs.
Cons:
  • Policybazaar.com only offers insurance policies from select insurance companies, which may not include all top-rated insurance companies in the market.
  • Some customers have reported technical glitches while using the website.
  • Though useful, the website may not be ideal for customers who prefer face-to-face interaction while buying insurance policies.

User Experience

Policybazaar.com offers an excellent user experience with a user-friendly interface and easy navigation. Customers can compare and contrast their desired insurance policies in a matter of minutes. The website also offers informative articles and blogs to help customers understand insurance products and services better. The website is optimized for mobile devices, making it easy to use even when on-the-go. Furthermore, the website is SSL certified, ensuring customer data privacy and security.

Pricing and Value for Money

Policybazaar.com allows customers to compare policies from multiple insurance companies, helping them to choose the best option considering their budget and needs. The platform offers competitive rates, and customers can avail of discounts and cashback offers on various insurance products from time to time. Therefore, customers can save money while still getting quality insurance policies.

Alternatives

Other online insurance aggregators in India include Coverfox, Turtlemint, Insurancedekho, and Easy Policy, among others.

Customer Service

Policybazaar.com offers excellent customer service, with a dedicated customer support team available to help customers 24/7. Customers can also reach out to the company via email or chat option on the website to get any queries answered. The website also offers a hassle-free claim process with customer support available at every step.

Product Quality and Selection

Policybazaar.com offers a vast range of insurance products and services from reputable insurance providers. Customers can choose from various products, including health, car, two-wheeler, home, travel insurance, among others, and compare the products to make a well-informed decision. The company offers highly customizable products, which makes it easier for customers to tailor their insurance policies to meet their specific requirements.

Website Usability

The Policybazaar.com website is highly user-friendly, with simple navigation and easy-to-use features like filters and search options. The site also offers informative articles and blogs to help customers understand insurance products and services better. The website offers a secure login feature, allowing customers to log in and view their policies securely.

Returns and Exchanges

Policybazaar.com offers a hassle-free claim process that customers can use to claim reimbursements. The website has a dedicated claim support team available to help customers with the process.

Promotions and Discounts

Policybazaar.com offers various promotions and discounts, which customers can avail of to save money while buying their insurance policies.

Reputation

Policybazaar.com has a sound reputation as one of India's leading insurance marketplaces, capitalized on by the brand's slogan, "Insurance, Made Simple." The company has earned trust from its customers by offering high-quality insurance products along with excellent customer service.

Payment Options

Policybazaar.com accepts various payment options, including credit/debit cards, net banking, UPI, wallets, and demand drafts.

Loyalty Programs

Policybazaar.com does not offer any loyalty program as of now.

Customer Reviews

Policybazaar.com has received mixed reviews from customers. While some have praised the website for its user-friendly interface and the ease of comparing and buying insurance products, others have reported technical glitches and issues with the claim process.

Community Involvement

Policybazaar.com has been actively involved in various social initiatives, including road safety drives, tree plantation activities, and blood donation camps, among others.

Shipping and Costs

Policybazaar.com does not involve any shipping costs, as insurance policies are delivered to customers via email or an online dashboard.